Why should a homeowner short sale?

There is an alarming number of homeowners who are in need of financial assistance and there is an increasing number of homeowners that are delinquent on their mortgage payments. 50% of the homeowner that are going into foreclosure do not even know that they have options.  Bankruptcy attorneys push for bankruptcy and the word short sale is still a a term not known by many. Approaching 2010 there is a lot more talk on short selling homes, but what are the real reasons a homeowner should short sale? well, most importantly to avoid having a foreclosure on their record, but there are even more reasons a homeowner should not walk away from their home.  A short sale will help with almost everything including; car insurance rates, employability (some companies and professions will not hire an individual with a foreclosure on their record), credit card and loan interest rates, the ability to have credit, the length of time they can purchase a home again, to prevent the bank(s) from coming back afterthe homeowner for a deficiency (mortgage companies have 6 years), avoid bankruptcy, to settle your accounts up front with no surprises, and more.   Most home owners do not know they have options and many scam companies are telling them to walk away.  Please log on to www.kjhomefinder.com for more info.